Whether your horse lives a simple life on the ranch or is a rising star in the show circuit, it is up to you to supply medical care as needed. To help with the cost of care for a horse, many people look towards horse medical insurance. Here is what you need to know about what the policies may cover.
To care for a horse may come with tremendous costs. If you are like most horse owners, you would do anything to help your horse. Without medical insurance, you may not be able to afford the care that your horse needs. Some medical insurance policies cover major medical treatments, such as surgical care and treatment. The coverage may include the surgery, the medication and any care that comes after the surgical procedure.
When it comes to alternative treatments, it is rare to find a horse medical insurance policy that covers other types of medicine. This includes treatments like magnetic therapy, chiropractic care or acupuncture. However, there are some circumstances where the insurance provider may approve of the treatment. It is up to you to check the policy thoroughly and to discuss any exceptions that you may need. Some insurers will look at medical care on a case-by-case basis before making a decision.
Your horse counts on you for safety and care. When you own a horse, you have to be prepared for the medical bills. While everyone hopes that their horse will live a long, healthy life without any major procedures, it is not uncommon for a horse, like any other animal or human, to become injured. In these instances, it is up to you to fit the bill. If you’re worried about the cost of healthcare for your horse, then you need to think about equine insurance.